Planned Giving Opportunities
Whether supported through an outright gift or planned gift, Club Stairways programs are made possible through the generosity and commitment of people like you. A planned gift to Club Stairways helps ensure the future of the services and programs we provide to our membership.
There are many options available for those who wish to leave a legacy. Planned giving requires considerable forethought and planning. We strongly encourage anyone contemplating a planned gift to discuss their wishes and intentions with their family, and with legal and financial advisors.
As a part of your long-term financial planning, a planned gift can offer you substantial tax and estate planning benefits and allow you to make a larger and more lasting gift to Club Stairways. It can be a gift Club Stairways receives now, or in the future. It's a way for you to be a key Club Stairways supporter while continuing to meet your personal financial goals.
Gifts of Cash – An outright gift of cash is the simplest method of giving. When you make a cash gift, you receive an immediate charitable receipt for the amount of your gift.
Bequests – Make a gift of cash or property by including Club Stairways as a beneficiary in your will. It's one of the simplest planned giving options to arrange and it can significantly reduce the tax paid by your estate. If you want your estate to be handled according to your wishes, you should have a will. Without a will, a public trustee decides on the distribution of your possessions.
Gifts of Property – A gift-in-kind is a gift of property such as real estate or securities, jewelry or collectibles. After independent appraisals or sale, Club Stairways will issue you a tax receipt. In some cases, you can receive tax benefits and continue to use the gift during your lifetime.
Life Insurance – You can make a larger gift than you might expect possible by naming Club Stairways as the owner and beneficiary of a new or existing life insurance policy. The premiums you pay qualify for a tax credit. When you transfer ownership of an existing policy to Club Stairways, you receive a tax credit for the cash surrender value. A gift of life insurance is separate from your estate and has no effect on its assets.
Annuities – You can make an arrangement in which you can transfer a lump sum to Club Stairways in exchange for fixed, guaranteed payments for life.
Charitable Remainder Trusts –Your gift of cash or other property is used to establish a trust. You receive the income from the trust, according to the terms set out when it is established, and a receipt for the remainder. Club Stairways receives whatever remains in the trust after your death.
Pledged Gift – Your pledged gift over three to five years can be fulfilled on an annual, semi-annual, quarterly or monthly basis. You may be eligible for a naming opportunity and can make your payments in a variety of ways.
Phone: (530) 345-4514
Email: mlittle@clubstairways.org
This information is not intended as specific legal, tax or financial advice.

